Rebecca Sowden

Rebecca Sowden

Do something nice for your future self.

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  • Make More, Save More (Money) Challenge

    Its time for me to do another money challenge, and this time my focus is on increasing income. I’m on a budget, and I don’t excessively shop, my top priority is reaching savings goals that are impossible to achieve without leaning on additional income. Which means I not only need to earn side hustle income,…

    Rebecca Sowden

    April 1, 2024
    Uncategorized
    money, passive-income, personal finance, side hustle, side-hustles
  • In-Depth Tutorial: Bank Organization for Couples

    Combining finances with your significant other can be a nightmare– especially if one or both of you are Recovering Super Spenders. However, having a built-in accountability buddy is not a bad thing. Knowing the choices you make are both visible and impactful to someone you deeply care about can be the extra push we need…

    Rebecca Sowden

    March 26, 2024
    Uncategorized
  • Digital Cash Envelopes: Qube Money

    I’ve seen many and tried a handful of mindful money apps and budgeting apps in my pursuit of overcoming my chronic overspending and budget confusion. Eventually I gave up and made my own system using multiple bank accounts and Banks– this has served me well for over a year now! However, the existence of this…

    Rebecca Sowden

    March 16, 2024
    Uncategorized
    budgeting, credit-cards, finance, how-to-budget, money, personal finance, qube, stay-on-budget, super-spender
  • The Benefit of Banking at Multiple Places

    It is not uncommon to Bank at one institution with one Checking Account and one Savings Account, but why might it be beneficial to have more than one of all of those things? While having multiple accounts at a variety of banks that are all the same type of bank is the least beneficial way…

    Rebecca Sowden

    March 12, 2024
    Uncategorized
    banking, budget, finance, highyieldsavings, howtobudget, hysa, money, personal finance, savings-account, wheretobank
  • Financial Reset: Holiday Spending

    The end of this year financially got on top of me, and its time for me to face the music and get back on track. If you know anything about me, it is that I am a Recovering Super Spender who does NOT use credit cards for daily spending. I lose track of transactions almost…

    Rebecca Sowden

    December 11, 2023
    Uncategorized
    beginner-finance, beginner-finance, budget, budgeting, credit-cards, credit-score, debt, financial planning, money, new-year-goal, personal finance, super-spender
  • My Side Hustles Template

    Recently I’ve noticed that although my side income has increased, side income being money I receive from places that are not my 9-5 career, I have no clue where that money is ending up. I’ve somehow spent it! Why? Because I could not be bothered to actually track it. It had been being deposited directly…

    Rebecca Sowden

    September 21, 2023
    Uncategorized
    additional income, budget, budgeting, finances, financial planning, frugal, personal finance, saving money, side hustle, side hustle taxes, taxes, tracking income, transaction tracking
  • Rules for April

    Its about to be a new month, which means its a new opportunity for adjusting the strategy for saving more and creating better habits. Here are the Money Rules I’ll be following in April.

    Rebecca Sowden

    March 29, 2023
    Uncategorized
  • In the Face of an Unplanned Purchase

    When you’re trying to save money it can be difficult to say no to, what feels like, everything. Here are some things I remind myself of when faced with a possible unplanned purchase.

    Rebecca Sowden

    February 14, 2023
    Uncategorized

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